Terrapin is a receipt intelligence app that automatically captures, categorizes, and classifies receipts for freelancers, gig workers, consultants, and small business owners. It pulls receipts from Gmail, Outlook, Apple Mail, and your photo library, matches them to bank transactions, and separates business from personal spending. With mileage tracking, duplicate detection, and CPA-ready exports, Terrapin keeps your books clean year-round so you're not scrambling at tax time.

• Automatic Receipt Discovery: Finds receipts across Gmail, Outlook, Apple Mail, SMS, and your photo library without manual uploads.
• Bank Transaction Matching: Connects via Plaid to match each receipt to the right card charge and flag transactions still missing proof.
• Speed Sort: Swipe through unsorted receipts to clear a month's backlog in minutes with a swipe-based interface.
• Smart Classification Engine: Categorizes receipts as business or personal, even on mixed-use cards, with rules that stick.
• Automatic Mileage Tracking: Detects trips automatically to build a complete mileage log for tax deductions.
• CPA-Ready Exports: One-click PDF reports, CSV files, and AI-generated summaries formatted for your accountant.
• Duplicate Detection: Flags possible duplicates and unusual high-value entries so scanning errors never inflate your books.
• Built-In Reporting: Monthly spend, top vendors, top categories, and recurring charges filtered by business, personal, or tax year.

• Hands-Off Receipt Capture: Pulls receipts you'd normally forget from email and photos, saving hours of manual entry.
• Tax Season Ready: Users report it removes the annual panic of hunting through inboxes for deductions.
• Strong Security: SOC 2 Type II certified with AES-256 encryption at rest, TLS 1.3 in transit, and read-only bank access via Plaid.
• Mixed-Use Spending Support: Classification engine works for freelancers whose cards aren't strictly business or personal.
• Accountant-Friendly Output: Exports are formatted so CPAs get clear answers, not more questions.

• Paper Receipts Still Need Photos: You'll still need to snap pictures of physical receipts, since there's no way around that yet.
• Subscription-Based Pricing: Terrapin uses a paid subscription model with a 7-day free trial rather than a permanent free plan. Subscriptions automatically renew unless cancelled.
• Limited Regional Availability: Terrapin is currently available in the US, UK, and Canada, which may limit access for users in other regions.
• Mobile-First: The product is built primarily around the mobile app experience rather than desktop.

• Freelancer Tax Prep: A 1099 contractor connects Gmail and their bank, then lets Terrapin surface a full year of deductible receipts. At tax time, they export a CPA-ready spreadsheet instead of digging through inbox searches.
• Rideshare and Delivery Drivers: Drivers for platforms like Uber, DoorDash, or other gig services can track mileage automatically and organize fuel, supplies, and business-related receipts in one place. This helps create cleaner records for tax reporting.
• Consultant Client Billing: Consultants can organize expenses by client, project, or category, making it easier to separate reimbursable costs from personal spending when preparing invoices or reports.
• Small Business Bookkeeping:Business owners can connect their email, photos, and bank accounts to keep expense records updated continuously. Receipt matching, categories, and duplicate detection help maintain cleaner books.
• Mixed Personal/Business Cards: Solo operators who use the same card for personal and business purchases can use Terrapin’s classification tools to separate expenses and create clearer tax records.
• CPA Handoff: At the end of the financial year, users can export receipt images, CSV files, and summary reports in a format their accountant can review quickly.