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© 2026 Somi AI. All rights reserved.

Built for people shipping with AI.

What is Shake Defi?

Shake Defi uses AI to generate transaction agreements that buyers and sellers review and sign. Smart-contract escrow on Ethereum Base then locks and releases funds automatically — protecting both parties for just 0.1% per transaction. No banks. No middlemen.

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Business Tools
Finance

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  • App Store
  • Google Play
  • https://app.shakedefi.com
  • https://farcaster.xyz/miniapps/4LNSH2r_Bkx7/shake-defi

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Pricing

Freemium (Free to use with limited features)

Overview

Shake Defi brings AI and blockchain together to make cryptocurrency safe for everyday commerce.

When a buyer and seller agree on a deal, Shake Defi's AI automatically drafts a clear, structured transaction agreement — capturing the parties, item, amount, and escrow terms — which both sides review and sign directly in the app. No lawyers, no templates to fill out manually.

Once signed, a smart contract on the Ethereum Base network locks the funds and enforces the agreement autonomously. After the escrow period (0–180 days), the seller collects payment. If there's a problem, the buyer can open a dispute and Shake Defi acts as a neutral arbiter — with the smart contract executing the resolution automatically.

Key capabilities include: AI-generated escrow agreements, support for USDC, ETH, Bitcoin, TON, USDT, and Staked ETH, built-in crypto on/offramp via Coinbase, currency swapping via Odos, KYC via Persona, and photo/document uploads for verification — all at just 0.1% per transaction.

Built for peer-to-peer sales, vehicle purchases, contractors, and merchants who want crypto payments without the risk.

Key Features

  • Smart-Contract Escrow: Funds are securely locked in blockchain-based smart contracts until agreed-upon transaction conditions or the escrow period are completed.
  • Non-Custodial Payments: ShakeDefi never directly controls user funds; instead, smart contracts manage the escrow process, significantly reducing custody risks.
  • Flexible Escrow Duration: Users can customize escrow periods based on their needs, ranging from immediate settlement up to a maximum of 180 days.
  • Buyer Protection: A built-in dispute management system allows buyers to request refunds if transaction issues occur.
  • Stablecoin Support: Supports USDC payments to help minimize cryptocurrency price volatility during transactions.
  • Multi-Crypto Payment Flexibility: Users can pay with supported cryptocurrencies and convert assets through integrated swap services when needed.
  • Identity Verification: KYC checks powered by Persona help improve trust between buyers and sellers.
  • Document and Photo Verification: Users can upload documents and images to support transaction verification and reduce fraud concerns.
  • Mobile-First Experience: Available through mobile apps, making it easy to manage escrow agreements and payments on the go.
  • Low Transaction Fees: Automated escrow reduces costs to approximately 0.1% per transaction compared to many traditional escrow services.

Pros

  • Strong Transaction Protectionn: Smart-contract escrow helps protect both buyers and sellers during high-value transactions.
  • Low Escrow Fees: The platform significantly reduces escrow costs to approximately 0.1% per transaction compared to traditional services.
  • Fast Settlement: Payments can be completed without banking hours, wire transfer delays, or lengthy processing periods.
  • Non-Custodial Design: ShakeDefi never directly controls user funds; smart contracts manage the escrow process, ensuring users maintain greater control throughout the transaction.
  • Good Fit for Large Purchases: The platform is well-suited for high-value items, including vehicles, contractor agreements, freelance projects, and peer-to-peer sales.
  • Beginner-Friendly Onboarding: Integrated crypto purchasing and conversion services simplify the experience, making it accessible even for users new to digital assets.

Cons

  • Dispute Outcomes May Take Time: Some disagreements require manual review before refunds or settlements can be finalized.
  • Crypto Regulations Vary: Availability of certain features may depend on local regulations and supported regions.

Use Cases

  • Vehicle Purchases: Buyers and sellers can complete private vehicle sales with escrow protection instead of relying on risky cash payments or slow bank transfers.
  • Contractor Agreements: Service providers and customers can create safer payment arrangements with clearly defined, milestone-based release conditions.
  • Cross-Border Payments: Businesses and individuals can settle international transactions instantly, bypassing the delays associated with traditional banking systems.
  • Merchant Crypto Acceptance: Businesses can confidently accept cryptocurrency payments while mitigating concerns regarding fraud, payment reversals, and disputes.
  • Peer-to-Peer Commerce: Provides added security for direct transactions between buyers and sellers who have never worked together before.
  • Marketplace Transactions: Useful for purchasing expensive products from individuals or small businesses where trust is limited.

Frequently Asked Questions

What is Shake Defi?

Shake Defi is a crypto payment platform that uses smart-contract escrow to protect buyers and sellers during transactions.

How does Shake Defi work?

The buyer deposits funds into a smart contract. The funds remain locked until the escrow conditions are satisfied or the agreed escrow period ends. The seller then receives payment, or a dispute process can be initiated if necessary.

Does Shake Defi hold customer funds?

No. The platform uses a non-custodial model where smart contracts manage escrow agreements instead of the company directly holding customer assets.

Which cryptocurrencies are supported?

Supported assets include USDC, ETH, and selected cryptocurrencies that can be converted through integrated swap services depending on availability and region.

What is the escrow fee?

Shake Defi charges approximately 0.1% per transaction, which is significantly lower than many traditional escrow services.

Is identity verification available?

Yes. The platform uses Persona for KYC verification to help create safer transactions between participants.

Who should use Shake Defi?

It is best suited for vehicle buyers and sellers, freelancers, contractors, marketplace users, merchants, and anyone conducting high-value crypto transactions that require additional trust and protection.

Is Shake Defi available on mobile?

Yes. ShakeDefi is available on both Android and iOS devices.

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Shake Defi

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Product information

AI drafts the deal. Blockchain seals it. Crypto escrow for everyone.

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