Addy AI is an AI assistant built for mortgage professionals and email-heavy teams. It reads borrower documents, extracts data from 1003s, W2s, 1099s, and bank statements, checks loans against agency guidelines, and sends automated follow-ups for missing files. It also drafts emails in your tone across Gmail and Outlook. Loan officers, processors, and brokers use it to cut origination time, respond to leads faster, and reduce manual data entry.

• Document AI Extraction: Pulls structured data from tax returns, W2s, 1099s, pay stubs, and bank statements in seconds using computer vision and deep learning.
• Automated Borrower Follow-Ups: Identifies missing documents and reaches out to borrowers by email or phone until files are complete.
• AI Guideline Search: Searches Fannie Mae, Freddie Mac, and non-QM lender guidelines so you can pre-qualify loans without digging through PDFs.
• Email Drafting Assistant: Chrome extension for Gmail and Outlook that generates replies in your preferred tone and remembers your style.
• LOS and CRM Integrations: Connects with your loan origination system and CRM to push extracted data directly into your pipeline.
• Loan File Analysis: Reviews paystubs, W2s, and bank statements, flagging large transactions or items that need closer review.
• Custom AI Assistants: ets mortgage teams train AI agents using their own data, lending guidelines, rate sheets, and other business resources.
• Audit Trail and Compliance: Logs activity and provides tools that can help teams maintain records and support compliance and quality-control workflows.

• Saves Significant Time: Users report drafting emails up to 10x faster and cutting loan processing from hours to minutes.
• Mortgage-Specific Training: Unlike generic AI, it understands loan documents, underwriting terms, and agency guidelines.
• Handles Repetitive Work: Automates document collection, follow-ups, and data entry so loan officers focus on closing.
• Personalized Email Writing: Learns your preferred writing style and can create drafts, replies, and follow-ups.
• Works Inside Existing Tools: Integrates with Gmail, Outlook, Microsoft Teams, and common LOS/CRM platforms.

• Mortgage-Focused: Built mainly for mortgage lending, so it may not be useful for businesses outside the industry.
• Limited Public Pricing: Addy does not currently publish standard pricing on its pricing page and instead asks users to request access.
• AI Output Requires Review: Addy does not guarantee the accuracy of AI-generated analysis, and final underwriting and lending decisions remain the responsibility of licensed professionals.

• Speeding up loan pre-qualification: A loan officer uploads borrower documents and Addy extracts income, assets, and DTI data instantly, so pre-quals happen in minutes instead of hours.
• Chasing missing documents: Instead of manually emailing borrowers for missing W2s or bank statements, Addy detects gaps and sends personalized follow-ups until files arrive.
• Guideline research: A broker checking eligibility for a non-QM loan asks Addy in plain English and gets an answer sourced from current lender guidelines.
• High-volume email response: A mortgage team handling dozens of borrower inquiries daily uses the Chrome extension to draft replies in seconds while keeping a consistent tone.
• Client retention: Addy schedules annual mortgage reviews and check-ins automatically, helping loan officers earn repeat business and referrals.
• Instant lead follow-up: When a new lead submits an inquiry, Addy replies immediately and keeps the conversation going while the loan officer handles other files.